# For example, on a home loan of Rs 50 lakh for 20 years at 7%, the EMI is Rs 38,765 and the interest is Rs 43.03 lakh. If the rate increases to 7.4%, the EMI becomes Rs 39,974 and the interest Rs 45.93 lakh

# For example, on a home loan of Rs 50 lakh for 20 years at 7%, the EMI is Rs 38,765 and the interest is Rs 43.03 lakh. If the rate increases to 7.4%, the EMI becomes Rs 39,974 and the interest Rs 45.93 lakh